Insurance


 * Insurance


 * EXPLANATIONS ON CERTAIN ASPECTS OF U3A PUBLIC LIABILITY **

// Ref. Melissa at CRISP 1st March 2010 //

Public Liability Insurance is risk insurance to cover the risk of being sued.

Members, committee, tutors, volunteers and members of the public may make a claim for injury on a U3A but must prove that the U3A concerned has been negligent.

All U3A authorised activities/classes, regardless of venue, are covered by public liability insurance BUT high risk activities such as bush walking, cycling, sailing etc should be declared specifically on the proposal.

As individual U3A’s do not deal with the insurance proposal, this being organised by the U3A Network, mention of these activities may be done directly to CRISP or mentioned to the Network representative at the relevant time.

Such activities as Tai Chi in the park are covered.

For one off events such as Open Days and concerts, these are also covered but if the attendance is to be 250 or more CRISP requires notification.

There is no upper age limit for Public Liability Insurance for U3A. The minimum age is 8! Cover is only for the duration of the activity, not from the time one leaves or returns home.

Individual insurance queries should be directed to CRISP with the explanation that the query is from a member group of the U3A Network NSW in regards to its Public Liability Insurance policy. (ph. 1300 4 27477)

NB: Volunteers Personal Accident cover is a separate policy. Cost for each volunteer to be covered would be $12.50 which includes government costs.

 Notification of the number of volunteers that groups may require to be covered would need to be given to the relevant Network representative.

 (Multiply the number by $12.50 for policy payment) <span style="font-family: Arial,Helvetica,sans-serif; font-size: 110%;">For further information go to the CRISP website at [|www.crispinsurance.com.au]

<span style="font-family: Arial,Helvetica,sans-serif; font-size: 110%;">The Following is for Committee Information: <span style="font-family: Arial,Helvetica,sans-serif; font-size: 110%;"> If you have paid your premium and your U3A is not named on the Certificate, please contact Geoff as soon as possible. Although the present Certificate of Currency expires on 3oth June 2011, all financial members of the policy are protected by a cover note. <span style="font-family: Arial,Helvetica,sans-serif; font-size: 110%;">Best Wishes Geoff Hatch geoffhatch@exemail.com.au Phone: 4578 1029 ||